When can I make car insurance claims?

When can I make car insurance claims? You can make a claim as soon as there are damages to report. Being involved in an accident, or discovering that your vehicle has been vandalized or stolen, can be very stressful experiences. Only contact your insurer once you are calm enough to talk about what’s happened clearly.

Before you decide to make an insurance claim you should consider the value of your no claims bonus and the level of your total excess.

Considering that your policy covers own damage as well as third party insurance, you can make a claim / inform a potential claim –

When your vehicle meets with an accident causing third party bodily injury, fatal or non-fatal, and third party property damage. In this situation you should keep the insurers informed and not attempt any compromise with the third party without the agreement of the insurers.
When you vehicle meets with an accident and an own damage claim occurs.
If you are not living in India then you can make a third party property damage claim on the insurer of the vehicle which has caused damage.
When there is ground to make claims on the additional covers granted by your insurer.
When your vehicle is stolen then you can make a theft claim.

List can be long but these types cover almost 99 percent of claims.

However, if you don’t know anything about how to make car insurance claims, it is better to hire a claim adjuster that help you understand everything about making claim and settle down your claim. You can find a claim adjuster from any online Reverse Auction for Insurance Services platform.

Buying a new car is always a kind of excitement which we get. Car insurance can be made at the start when you get a new car. Checking out multiple colors with multiple test drive. But when we buy the new car we must look to protect it. So, making insurance of your car as soon as possible is the best way to protect the car.